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Group & Individual Life Insurance
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Key Benefits
- Attract & Retain Key Employees
- Can Accumulate Tax-Deferred Cash Values
- Cost Recovery for Employer Contributions
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Group Disability Insurance
A group disability plan is designed to provide employees with
income during periods of absence from work due to sickness or injury.
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Available Coverage Options
- Short Term Disability
- Long Term Disability
- Payroll Deduction Disability
- Voluntary Participation Disability
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Key Benefits
- Various Elimination & Benefit Periods
- No Offset with SSA or Workers Comp
- Online Correspondence
- Worldwide Coverage
- Tax Deductible Premiums Available
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Group Long Term Care Insurance
Benefits cover nursing home, home health and assisted living
health expenses for chronically ill beneficiaries.
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Why Long Term Care Insurance?
- 66% of Americans will require Long Term Care at
some point in their lives.
- 80% of working caregivers experience emotional
strains.
- 50% of caregivers report financial strains.
- 40% of caregivers have to miss work.
- 33% of caregivers report having to leave work
early.
- 14% of caregivers report having reduced work hours.
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Key Benefits
- 10% Group Discounts
- Underwriting Advantages
- 10-20% Spousal Discounts
- 5% Group Billing Discounts
- Top Rated Carriers
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